Federal Stafford Loan Borrowing Limits


UNDERGRADUATE FEDERAL STAFFORD LOAN LIMITS
The aggregate Stafford Loan limit for a dependent student is $31,000 ($23,000 of which may be subsidized).
The aggregate Stafford Loan limit for an independent student is $57,500 ($23,000 of which may be subsidized).

GRADE LEVEL
(Number of credits completed)
DEPENDENT STUDENT
Combined Subsidized
and Unsubsidized
INDEPENDENT STUDENT
Combined Subsidized
and Unsubsidized
First Year/Freshman
(0-29 credits completed)
$5,500
(no more than $3,500 may be subsidized)
 $9,500
(no more than $3,500 may be subsidized)
Second Year/Sophomore
(30-59 credits completed)
$6,500
(no more than $4,500 may be subsidized)
$10,500
(no more than $4,500 may be subsidized)
Third Year/Junior
(60-89 credits completed)
$7,500
(no more than $5,500 may be subsidized)
$12,500
(no more than $5,500 may be subsidized)
Fourth Year/Senior & beyond
(90 or more credits)
$7,500
(no more than $5,500 may be subsidized)
$12,500
(no more than $5,500 may be subsidized)

 

GRADUATE FEDERAL STAFFORD LOAN LIMITS

GRADE LEVEL COMBINED ANNUAL STAFFORD LOAN LIMIT

AGGREGATE STAFFORD LOAN LIMIT
(lifetime Stafford Loan limit)
Graduate Students $20,500

$138,500
(no more than $65,500 may be subsidized)


 

 

 

POST-BACCALAUREATE CERTIFICATE/ TPP FEDERAL STAFFORD LOAN LIMITS
The aggregate Stafford Loan limit for a dependent student is $31,000 ($23,000 of which may be subsidized).
The aggregate Stafford Loan limit for an independent student is $57,500 ($23,000 of which may be subsidized).

GRADE LEVEL DEPENDENT STUDENT
Combined Subsidized
and Unsubsidized
 INDEPENDENT STUDENT
Combined Subsidized and Unsubsidized
0-29 CREDITS COMPLETED $7,500
(no more than $5,500 may be subsidized)
$12,500
(no more than $5,500 may be subsidized)


 

 

 

DESIGN CERTIFICATE FEDERAL STAFFORD LOAN LIMITS
The aggregate Stafford Loan limit for a dependent student is $31,000 ($23,000 of which may be subsidized).
The aggregate Stafford Loan limit for an independent student is $57,500 ($23,000 of which may be subsidized).

NUMBER OF CREDITS COMPLETED DEPENDENT STUDENT
Combined Subsidized
and Unsubsidized
INDEPENDENT STUDENT
Combined Subsidized
and Unsubsidized
0-29 CREDITS COMPLETED $5,500
(no more than $3,500 may be subsidized)
$9,500
(no more than $3,500 may be subsidized)
30-59 CREDITS COMPLETED $6,500
(no more than $4,500 may be subsidized)
$10,500
(no more than $4,500 may be subsidized)
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